Do you have a loan in foreign currency and do not have an insurance that provides coverage in the same currency? A loan, especially a mortgage on a property would require an insurance cover on the life of the borrower.
This is because should the borrower be incapacitated due to illness or permanent disability or pass away, the loan instalment will still need to be paid.
An insurance with coverage in the similar currency to the load will eliminate the risk of currency fluctuation in the event of a payout.
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